Buying your first home can be daunting, it is essential to get advice to ensure that you are not paying too much for your mortgage and that you are getting the most out of the deposit that you have. In your earlier years there is more of an emphasis on your monthly financial commitments, receiving advice can ensure that you keep these as low as possible.
Insurance and Protection
In your earlier years when you are first taking on financial commitments such as a mortgage you do not have savings to protect what you have. Life insurance insures that your mortgage is paid off in the event of your death so that the survivor can continue to live in your home. Income protection will allow you to pay your monthly bills if you were injured and unable to work.
Savings and Investments
Whether it be saving for a deposit, wedding or just accumulating savings, we can advise you on how to efficiently invest your money so that it is tax efficient, cost effective and matches your attitude to risk.
When starting a pension it is essential that you receive advice to ensure that you have the right strategy in place so that you have a realistic chance of getting the income you will require in retirement.
If you already have a pension or pensions it is essential that they are reviewed at least annually.