Wealth management will help you achieve your financial objectives as your life changes. Wealth management takes into account assets, income, tax status and legal / estate planning. The management of your wealth will depend on whether you are planning for wealth throughout your working life, planning for wealth into retirement or succession planning.
We work with professional partners to ensure that you are getting the highest quality advice within all aspects of what is required to manage your wealth effectively.
Anderson Lloyd’s wealth management process is a robust investment process which focuses on the client, their situation, tax status, need for income or capital accumulation and finally on their understanding of the relationship between risk and return.
Whilst, like most financial advisers, we use independent risk assessment tools, we use these as a means to discuss the issue with each client to ensure that the concept is fully appreciated.
We are committed to bring together a panel of professional partners in the investment field who have investment processes that match the differing requirements of our clients. These partners are discretionary portfolio managers, who provide either individual bespoke portfolios or who have created a series of risk rated models to match the risk profiles of all of our clients.
The benefit to our clients of working in this way is reduced investment overlap which is an inherent problem with IFA built portfolios of collectives; there is a wider spread of asset classes and portfolios that are actively managed on a daily basis.
Our Investment Committee regularly interview managers and, once chosen, monitor their performance on behalf of our clients. Principally, we are looking at how each management team manages downside risk, how they build their portfolios and models and what they charge for their services.
Essential in our process is regular reviews. As time goes by attitudes to risk change, as do people’s circumstances. So, in line with our client’s wishes we offer review meetings on a regular basis together with quarterly reports and meetings with fund managers to ensure that everything is going in the right direction.